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TODAY'S
ISSUE
Brand Bank offers deposit
service from computer desktop
By Bartow Morgan
President
Brand Banking Company
Special to GwinnettForum.com
LAWRENCEVILLE, GA. June 1, 2005 -- Businesses no longer have to
rush to the bank or wait in line to get their deposits made on time.
In fact, they will never have to leave their desks at all, thanks
to a revolutionary new service offered by The Brand Banking Company
(Brand Bank), a local community bank serving Gwinnett and surrounding
areas.
With the aid of a simple check scanner by RDM and a secure web-based
software by Goldleaf Technologies, Brand Bank can now eliminate
the time, effort and costs that businesses typically incur manually
transporting and depositing paper checks every day. With the new
service, checks are scanned and submitted electronically right from
the business' desktop, freeing employees to spend their time where
it's most needed instead of en route to or from the bank to make
deposits.
Missy Johnson, who handles client relations at Brand Bank, says:
"We're excited about being able to provide our business clients
with this new technology." The service is possible because
of "Check 21 legislation" that was passed into law last
October, which paved the way for this new electronic initiative
that is re-inventing the way checks are handled, processed and cleared.
Johnson says: "While Check 21 did not mandate electronic imaging
of checks, it did clear the way for banks to exchange images, making
check processing more efficient. Offering remote deposit extends
these efficiencies to businesses so that they too can take advantage
of the cost reductions and time savings," she added.
Businesses already using the service are raving. Beth Martin, vice
president of Action Concrete Inc., in Buford, and Janet Volion,
office manager of Cotter Moss, LLC, in Snellville, both appreciate
the time savings that Brand Bank's service affords each day. "The
fact that it's easy to use and allows us to submit deposits right
away into different accounts are both tremendous benefits,"
says Volion.
"Brand Bank, the oldest locally owned bank in Gwinnett County,
is the first community bank in the area to offer the new technology,"
says Johnson. Brand Bank operates six branches - five in Gwinnett
County and one in Hall County.
* * * * *
Brand Banking Company is the oldest locally owned bank in Gwinnett
and Hall Counties. The oldest branch of the bank has been on the
courthouse square in downtown Lawrenceville since 1905. The bank
prides itself on offering customers old fashioned service while
also providing its patrons every modern banking convenience. For
more information about the company, and its products and services,
visit www.thebrandbank.com.

ELLIOTT
BRACK
Being
in the middle seat makes for tight, unhappy passenger
By Elliott Brack
Editor and Publisher
GwinnettForum.com
JUNE 1, 2005 -- Bet you are like most people: you seek to avoid
the middle seat on airliners. After all, you know that any flight
these days will probably be crowded, and you just hope that either
you have the aisle, and if not that, the window seat. You dread
finding yourself in the middle seat, or if on longer flights on
wide-bodied planes, in any of the several middle seats.
Perhaps, ever so slightly, there is hope. It comes from another
transportation mode, the railroad industry of this country.
Train operators are finding that people will often stand, or even
sit on the floor, to avoid taking a middle seat on rail trains,
even if it is a trip of only an hour. People, and especially women,
are apprehensive about being pressed in on each side by strangers.
(European trains traditionally have compartments, with two facing
long seats for three people each. Bad part of this configuration,
when crowded, is where to place your feet so that you don't end
up stepping on someone's toes.)
What the rail lines have announced is that they are ordering new
coaches with two-by-two seating, which means the elimination of
the three-across seating. Long Island Railroad and Jersey Transit,
have ordered double-decker coaches, with two seats on each side
of the aisle. Other railroads in San Diego, Seattle, Virginia and
Maryland are going to the two-by-two arrangement.
Passengers will applaud these moves. And it should make rail lines
happy, for often their trains have seats left, but the middle ones
unoccupied. The new seating arrangement could lead to a more efficient
operation of many trains with all seats taken.
So
.if one industry involved with moving people, takes this
approach, could it possibly follow that airlines might try this?
Airlines offer all sorts of seat configurations. Sometimes, of
course, it is the luck of the draw (and when booked) on seat arrangements.
And these days, with pre-selection of flights and seating selection,
you can check to see what type of airplane flies that route
The new short-hop commuter jets often have a capacity of less than
100, usually in two-by-two seating.. On Delta flights out of Atlanta,
some people prefer the MD-88 airplane, which has two seats on one
side, though three seats on the other.
The Boeing 767 class of airliners has two seats on each side, with
three seats in the middle, as does the Airbus 300 series.
The MD-11, one of Delta Air's big planes, has two seats on each
aisle, but FIVE across in the middle. Ugh!
And United offers 3-4-3 seating on overseas flights. Sounds crowded.
There may be no hope for airlines on the largest jets, since they
seek to shoehorn people in apparently as tight as humanly possible.
And with rising fuel costs, airlines are wanting to gain the most
revenue possible from each flight, so luxury in space in coach seating
may be gone forever.
But what if a savvy airline, such as Southwest has proven to be,
realizes that people want more elbow room
.and started promoting
two-by-two seating as an advantage? Would a copycat reaction set
in? Could airline passengers ever show strength in selection of
not just price, but space, too?
We wonder. And we hope. Unfortunately, that will probably not be
enough. We may need a whole lot of good luck, too. Thanks, railroad,
for showing at least the way.
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FEEDBACK
6/1: Blairsville
and Hayesville BBQ good too
Editor, the Forum:
I'm responding to your commentary in the May
13 issue of Gwinnett Forum:
Have you tried Rib Country restaurants in Blairsville Ga. and Hayesville
NC? It's my favorite place for ribs. They have good pork barbecue
too, though not as good as Sprayberry's and Fresh Air. I haven't
been to the others you mentioned, but I'll put them on my "to
do" list.
-- Al Swint, Buford
6/1: Questions continued
use of zero tactics by some teachers
Editor, the Forum:
With the recent termination of Larry Neace at Dacula High School,
how is it possible that so many other teachers in the Gwinnett County
School system can continue to use grades as discipline on a daily
basis?
We have many teachers at Collins Hill High School that hand out
zero's daily for students who put their heads down in class, causing
"A" students to end up with B's and C's. Most of the students
who do this have completed their required work and are completely
bored in class.
Why is this practice allowed? And why are all teachers not disciplined
equally? I do not agree with Mr. Neace's termination but I do agree
with the excessive use of zero's for bored---not defiant---students.
If a student is truly defiant that is another matter and should
be handled appropriately.
-- Bette Shaia, Lawrenceville
6/1: Please people:
Leave Jennifer Wilbanks alone
Editor, the Forum:
I just wanted to thank Roger Hagen for a well written, well thought
out letter (GwinnettForum,
May 27, 2005). I totally agree. I like Danny Porter, but
I do believe this issue is just "snowballing" into a life
of its own.
Please, folks, let's leave this woman alone. She did not want to
face a "huge" wedding. Now she faces not just 600 people,
but the whole world.
Even Time Magazine had a spoof on her. Are we hurting so
bad for news that we must ruin a persons life? We have all made
mistakes in our lives. But, few of us have had to have those mistakes
make the network news.
-- Peggy Wages, Flowery Branch

UPCOMING
Second City
highlights Suwanee's Arts in the Park offering
Be prepared to laugh: Chicago's Second City improv ensemble will
be the featured performer at the City of Suwanee's Arts in the Park
program on Saturday, June 4. A national comedic treasure, the Second
City has launched the careers of John Belushi, Mike Myers, Bill
Murray and Gilda Radner, to name a few. The ensemble, which comes
to Suwanee straight from the Spoleto Festival USA in Charleston,
will perform at Town Center Park at 9 p.m. Admission is free.
Suwanee's Arts in the Park line-up is designed to offer something
for everyone in the family. Magician Bill Packard and Lionheart
Theatre Company's performance of "That's the Way the Cookie
Crumbles" are sure to please the young at heart. Dance enthusiasts
will be particularly taken with the Gwinnett Ballet's presentation,
and teens will rock to the tunes of Battle of the Bands winner Silas.
The Showman Band will have everyone on their feet dancing.
Finally, The Second City performance is especially for adults.
Please note that while Second City ensemble members avoid much of
the adult language frequently associated with comedians, the performance
should be considered a "PG-13"
rating at minimum.
On-stage performances begin at 4:30 p.m. Arts in the Park fun begins
at Suwanee Town Center Park at 4 p.m. with an artists market, which
will feature art-in-process demonstrations by a potter, wood worker,
copper sculptor, and glass artist, for example, as well as interactive
stations, where participants can create paper hats, paint tiles,
plant seedlings, and make birdhouses.
Bring lawn chairs, blankets, friends, and neighbors to Arts in
the Park, but no alcohol please. You may bring your own food or
purchase dinner or snacks from on-site vendors, including Boomer's
Ice Cream, Ippolito's, Log Cabin BBQ, Subway, and Tropical Breeze
Shaved Ice. More information: www.suwanee.com
or 770/945-8996.

RECOMMENDED
READ
Howard
Zinn: You Can't Be Neutral on a Moving Train
"Zinn's latest work is an autobiographical account of the
life of historian, activist & author of A People's History
of The United States. The book follows Zinn's life from early
childhood in the slums of New York City. The child of immigrants,
Zinn worked in shipyards and docks during the 1930's and got involved
in organizing workers.
"In
the 40's he met his wife and joined the Air Force as a bombardier.
Zinn took part in the bombing of a small enclave of German soldiers
trapped on the coast of France near the end of World War II. It
was an event that would shape his views on war and politics for
ever.
"He moved his family to Atlanta to teach at Spelman College
and during the early part of the Civil Rights movement challenged
the leaders in both the black and the white communities in the South,
as well as the FBI. In the 60's at Boston University he led students
in protesting the Vietnam War and flew to Vietnam on a peace mission
where he negotiated the return of American servicemen from the North
Vietnamese. You Can't Be Neutral is being made into a motion
picture and should also be released later this summer."
-- From Roger Hagen, Lilburn
- An invitation: What Web sites or books have you enjoyed?
Send us your best recent read along with a short paragraph as
to why you liked it, plus what book you plan to read next. --eeb

ENCYCLOPEDIA
TIDBIT
6/1: Sapelo Island,
once owned by magnates, mostly state-owned
Sapelo Island, situated about 60 miles south of Savannah, lies
in the center of coastal Georgia's well-defined chain of barrier
islands. The 16,500-acre island is Georgia's fourth largest and,
excepting the 434-acre African American community of Hog Hammock,
is entirely state owned and managed. The island comprises various
entities in addition to Hog Hammock, including the University of
Georgia Marine Institute, the Richard J. Reynolds Wildlife Management
Area, and the Sapelo Island National Estuarine Research Reserve.
The
name Sapelo is of Indian origin, being adapted to Zapala by Spanish
missionaries, who established themselves on the island from about
1573 to 1686.
In 1912 Detroit automotive engineer Howard Coffin (1873-1937) consolidated
the various holdings on Sapelo and bought the entire island, except
for the black communities, for $150,000. Coffin owned Sapelo for
22 years. Between 1922 and 1925 he rebuilt the south-end mansion-a
tabby-stucco structure originally built by Spalding in 1810-into
one of the most palatial homes on the coast. Coffin engaged in large-scale
agriculture, sawmilling, and seafood harvesting. He also built roads,
drilled artesian wells, and added other improvements to the island.
Many distinguished visitors were guests of the Coffins on Sapelo,
including presidents Calvin Coolidge (1928) and Herbert Hoover (1932),
and aviator Charles A. Lindbergh (1929). During this period Coffin
and his young cousin Alfred W. Jones established the Cloister resort
on nearby Sea Island.
In 1934, due to financial reversals brought on by the depression,
Coffin sold Sapelo to North Carolina tobacco heir Richard J. Reynolds
Jr. (1906-1964). Reynolds utilized the island as a part-time residence
for 30 years. During this time, he consolidated the black holdings
on the island into one community at Hog Hammock. Reynolds's most
important contribution was establishing the Sapelo Island Research
Foundation and providing facilities and other support for the University
of Georgia Marine Institute, begun in 1954. His widow, Annemarie
Schmidt Reynolds, sold Sapelo to the state of Georgia in two separate
transactions in 1969 and 1976.
Approximately 115 people now reside on Sapelo, either permanently
or temporarily, with the majority of them at Hog Hammock. That community
still consists primarily of descendants of slaves, and their diminishing
numbers are a source of concern. Cornelia Walker Bailey, the most
prominent spokesperson for the community, has long been a champion
of preserving the rich West African heritage, from spiritual beliefs
and folkways to the Geechee dialect once spoken by the island's
African American residents. In 2000 Bailey published a "cultural
memoir" of her life and the struggle to preserve these traditions,
God, Dr. Buzzard, and the Bolito Man.
THOUGHT OF THE DAY
You enjoy relief from
sun because of someone coming before
"Someone's sitting in the shade today because someone planted
a tree a long time ago."
-- Warren Buffett, investment guru, via Cindy Evans, Duluth.
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