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Issue 9.22 | Tuesday, June 16, 2009 | Forward to your friends!


SHADY PLACES:
Trees add shade which is wonderful during the hot days of summer. But their trunks also add distinctive shapes, graceful and warm. The bark of the trees also adds another dimension. Here's a scene from one Gwinnett business park to enhance your day.


TODAY'S FOCUS
:: Dueling releases on service delivery

ELLIOTT BRACK
:: Helping immigrants get car loans

FEEDBACK
:: On real estate, bears, Luxomni

UPCOMING
:: Summer reading, EMC meeting, more

NOTABLE
:: Summit meeting, ballet openings

ALSO INSIDE

_:: IN THE SPOTLIGHT: Meet a sponsor
_:: RECOMMENDED: Send us a review
_:: GEORGIA TIDBIT: Okefenokee Swamp
_:: TODAY'S QUOTE: Dickinson on God
_:: ON THE BOOKSHELF: Interesting reading
_:: ARCHIVES: Read past commentaries


OUR SPONSORS


ABOUT US

GwinnettForum.com is a twice-weekly online community commentary for exploring pragmatic and sensible social, political and economic approaches to improve life in Gwinnett County, Ga. USA. Contact us today.

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TODAY'S FOCUS: DUELING RELEASES
Gwinnett cities say county stymies mediation process

(Editor's Note: A recent problem for Gwinnettians of all stripes has been the inability of the county and city governments to reach agreement on a Service Delivery Strategy, which is required by state law. We thought GwinnettForum readers might understand the current status of the situation from reading recent press releases released by the cities and by county government. We present these releases without editing. -eeb)

The following is a press release from Gwinnett cities concerning the Service Delivery Strategy negotiations with county government:

Despite the cities' best efforts, it appears that Gwinnett County and its 15 municipalities are headed back to court, a move that will be costly for all county taxpayers.

After three separate court-ordered mediation sessions, the Gwinnett County Board of Commissioners has refused every proposal made by Gwinnett's 15 cities to fairly resolve the Service Delivery Strategy (SDS).

Mayor Dave Williams of Suwanee says: "We absolutely wanted to reach a negotiated settlement with the county. The county refused to meet us halfway or even partway. Litigation is costly, takes time and uses scarce city and county resources."

The primary areas of dispute are funding for police services and whether the county will levy taxes uniformly. Mayor Rex Millsaps of Lawrenceville adds: "Chairman Bannister will not budge from his position that will result in unfairly higher millage rates for taxpayers in the 15 cities. If anything, taxpayers in the nine cities that provide their own police should receive a county millage rate credit, because they don't receive full police services from the county."

Throughout the mediation process the cities proposed at least seven SDS alternative arrangements to the county under the mediator's oversight. All were rejected. Millsaps says: "We've been very flexible. We attempted to address the county's concerns."

"The state law is very clear" said Mayor Millsaps. "Elected officials are to eliminate duplicated services, not create duplication. We look forward to the court reviewing the County Commission's unequal taxation plan and resolving the matter."

Snellville Mayor Jerry Oberholtzer has also been frustrated by the lack of progress. "It was frustrating, to put it mildly, to be engaged in mediation when the other side refused to move meaningfully off of their starting point. It is regrettable that so much time, energy and resources have been spent to no end. The cities' elected officials cannot not stand by while the county taxes our citizens and businesses unfairly," concludes Oberholtzer.

* * * * *

County says major issues remain to be settled with cities

The following is a press release from Gwinnett County government concerning the Service Delivery Strategy negotiations with Gwinnett cities:

The elected leaders of Gwinnett County and its 15 municipalities have concluded a seventh day of court-ordered mediation without resolving the dispute over service delivery. Under state law, counties and cities must operate under an agreement known as the service delivery strategy (SDS). The agreement defines the services to be provided by the county and sets out how those services are to be funded.

After the county and the municipalities failed to agree on a new SDS by a Feb. 28 deadline, the county filed a petition with the court seeking alternative dispute resolution (ADR). Formal mediation sessions were the first step in ADR.

"Gwinnett County government has been seeking a new agreement with the cities for more than two years now, and we remain committed to working out our differences within the framework of Georgia's service delivery law," said Gwinnett Board of Commissioners Chairman Charles Bannister. "At this point, however, we simply cannot reach a consensus. The equitable delivery of services to Gwinnett's 800,000 residents is of chief concern to me and my fellow board members, and we continue to hope for an outcome that serves the best interest of all our citizens. We are now evaluating all available options."

County Administrator Jock Connell says significant issues remain. "The essence of the issue is how the county will use revenue received solely from residents, property and business owners who live, work and operate their businesses outside of the 15 cities in Gwinnett County," said Connell. "The County's position is that these revenues should be used solely to benefit those who pay it-in this case, 80 percent of Gwinnett County's population. The cities oppose this view, but each of the cities in Gwinnett collect similar revenues and use such proceeds to benefit their residents, who make up 20 percent of the County's population. However, the County thinks it is only fair that the people who pay should receive the benefit. I believe it is our obligation to do all that we can to safeguard this fairness on behalf of the large majority of Gwinnett County residents who do not live in a city."

ELLIOTT BRACK
Helping Bosnian immigrants get car loans
By ELLIOTT BRACK
Editor and publisher

JUNE 16, 2009 -- With Gwinnett having such a large immigrant and minority population, old-time residents of the county probably do not understand some of the hardships these newcomers to the county go through.


Brack

Just think: what if you were transported to another country? Think of the difficulties it would be to settle in as a new resident of an unfamiliar country. (Those who have traveled to a foreign country know how difficult many situations can be.)

Among other matters, you would probably find it much more difficult to put your financial household in order. For instance, how difficult would it be to get credit?

One guy heard of a situation within his firm, where Bosnian members of his credit union were coming in to borrow small amounts of money, often about $1,000, on a signature loan. He learned that the money was sought as a down payment on an automobile, usually purchased as at "buy here-pay here" car lot.

Marshall Boutwell of Gwinnett Federal Credit Union was charging 16 per cent for this unsecured loan, and then his members were paying up to 25 per cent in interest at the car lot. "Let me talk to the next person wanting that who comes in," he told his staff.

Meanwhile, he modified his policy at the credit union, adopting guidelines for those members who had no credit history. "We wanted to help them, and had to take a few steps before we could do that in order not to violate our policies."


Boutwell

In a few days, he was speaking with a Bosnian immigrant seeking a loan to use as down payment for an automobile. Boutwell told that applicant: "I won't loan you $1,000 at 16 per cent interest on a signature loan for a car down payment. I'll loan you 100 per cent of the entire car price at 8 per cent interest." The Bosnian readily agreed. Soon word spread that there was a better way for Bosnians to get that first car purchase, at a much lower interest.

That incident took place about 1996. "We were just doing the right thing for our members," Boutwell says. "We just wanted to help them do better when it came to buying a car, since an automobile is so necessary in our area."

Boutwell had previously gone to Poland with the Georgia Poland Partnership for Credit Unions and learned about the cultural differences in the two countries when it came to credit unions. That heightened his understanding of the plight of immigrants.

Meanwhile, after that first 100 per cent loan to help his Bosnian member obtain transportation, Boutwell soon found his policies on lending credit to Bosnians spreading by word of mouth. And he has also found that Bosnians were good for his credit union, in having a lower charge-off rate than other members!

Soon Boutwell had also hired his first Bosnian immigrant as a part time employee, a student who was able to help translate for Bosnians seeking loans. Later on, his first full time Bosnian employee was Amela Dabo, who Boutwell learned had a college degree from her home country in finance. She is now a branch manager!

The upshot is that the Gwinnett Federal Credit Union has found a niche opportunity for banking Bosnians. Helping out this immigrant population turned out to be good business!

ABOUT OUR SPONSORS

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FEEDBACK
Gwinnett suffers "Catch 22" in lower real estate prices

Editor, the Forum:

Great job on your Forum! It is a much-needed source of info!

I do think that light rail is one of several solutions to our rush hour traffic nightmare. I've been living in Gwinnett since 1981 and been a Realtor for 22 years. During that time, I have seen voter referendums reject MARTA coming to Gwinnett.

Part of the reasoning was the high cost of the project at a time when rush hour traffic was only beginning to get real bad. The other thinking, fathered with some prejudice, was that the new stations would be an access point for crime to enter our county from the inner city. This second thought may have been the real determinant with voters who feared that property values would go down with the onslaught.

So we didn't get MARTA, but guess what happened as time went on and the traffic got worse? Property values in Gwinnett didn't appreciate as much as inside the Perimeter in places like Virginia Highlands, Doraville, Chamblee and the like. Today, a lesser house of half the size sells for almost twice as much in the aforementioned areas as compared to most of Gwinnett. That would be a multiple of almost four times.

So the outcome the voters feared, lower property values, happened to a greater degree anyway because "the commute" became so hellish that people were willing to do the previously unthinkable act of "moving inside I-285" in order to improve their quality of life. How's that for a Catch 22?

With today's new economic realities, light rail makes more sense than ever and will help bring more pricing parity to the suburbs. We can also catch up faster with shorter construction times. Our previously sleepy rural county now has almost a million people. Mass transit was no longer an option ten years ago. Today it is crucial.

-- Roy Holman, Snellville

Dear Roy: You bring an interesting perspective with your Catch 22 pricing theory. We had not heard that one, and find your reasoning difficult to dispel. -- eeb

Bear killing senseless; Fort Yargo deer hunts reasonable

Editor, the Forum:

I'm glad that Ms. Stewart spoke up about the senseless killing of the beautiful brown bear and that you published her letter in the recent GwinnettForum. She spoke my sentiments exactly.

When I saw the picture of that majestic creature, I was saddened and amazed at how anyone could kill such a beautiful creature, and then put its carcass on display in a public place of business. An enlarged photograph of the animal in its natural habitat would have been a much more fitting souvenir of the trip.

I live in Winder, near Fort Yargo State Park. Deer hunts have been held in the park during weekends in November and January for the past three years. The deer population was over-abundant and something had to be done about it.

I like the way the State conducts the hunts: they hold a lottery and only allow a certain number of hunters into the park. The hunters must shoot a female before they can shoot bucks. They can volunteer to donate the meat to a group on site and they'll be used to feed the hungry. Have a good day!

-- Martha Sosebee, Winder

Reader gives us spelling, derivation of name of Luxomni

Editor, the Forum:

It's Luxomni not Luxomoni. I know you know this, so it's a typo.

The name derives from there being a light station for the railroad at Luxomni and the name is a combination of two Latin words: lux = light and omni = for all.

-- Richard Lux, Trickum (Mountain Park)

Dear Richard: Thanks for that. At least we're supposed to know how to spell Luxomni. But we did not know the derivation of the name. You helped us all! -- eeb

Send us your thoughts. We encourage readers to submit feedback or letters to the editor. Send your thoughts to editor at elliott@brack.net. We will edit for length and clarity.. Make sure to include your name and city where you live. Submission of a comment grants permission to us to reprint. Please keep your comment to 200 words or less. However, if you write 500 words, we'll consider it for Today's Focus.

UPCOMING
Braselton summer reading program begins Wednesday

Braselton's Library vacation reading series debuts Wednesday, June 17, featuring noted musician, Eric Litwin. The 11 a.m. event will be held in the library's community room and is sponsored by the Braselton Woman's Club.

Litwin describes himself as "a guitar strumming, banjo picking, song singing, storytelling, award winning, song writing, fun folksy type of guy."

Bev Adkins, the librarian, says "our vacation reading theme is 'Be Creative at Your Library.' Children who read will get treats from a magical treasure box." The library will also sponsor a 'summer story time' with sports and games on Friday, June 19 in the Braselton Park. It will also begin at 11 a.m.

Walton EMC to hold 73rd annual meeting this Saturday

There might be no such thing as a free lunch - that is, unless you decide to fill up on ice cream at this year's 73rd annual meeting hosted by Walton Electric Membership Corporation (EMC). On Saturday, June 20, Walton EMC customer-owners are invited to join a day of festivities planned for the entire family.

More than 3,000 Walton EMC customer-owners and their families are expected to participate in the meeting held at Walton County Agricultural Center off Criswell Road, south of Monroe.

The meeting will begin at 8 a.m., with registration and entertainment. The first 1,000 registered customer owners will receive a traditional meeting bucket with items such as a deluxe L.E.D. flashlight and compact fluorescent light bulb.

Duluth Library marks 20th anniversary on June 24

The Duluth branch of the Gwinnett County Public Library will mark its 20th anniversary on Wednesday, June 24 from 10 a.m. to 4 p.m. The Duluth Branch is located at 3480 Duluth Park Lane.

The Duluth Branch was one of nine libraries built with funds from a $16 million library bond approved in 1986. The library was relocated to its 10,000 square foot building after residing for eight years in city hall.

With the new facility in 1986, the library was able to increase the number of employees and to provide approximately 55,000 books, magazines, and cassettes to the citizens of Duluth. The collection has grown significantly since then and now has over 80,000 items.

Georgia Gwinnett College plans open house on June 27

Georgia Gwinnett College will open its campus doors on Saturday, June 27, so that prospective students may visit the 200-acre campus as they begin to make decisions about where they want to attend college. Check-in and refreshments will begin at 8 a.m. and guests will be treated to lunch. Parents and other interested parties also are invited to attend the Open House to see what Georgia's newest four-year public college has to offer.

Special sessions will cover topics about the admissions process, financial aid, the extra academic support GGC offers, transferring credits to GGC and the services the college offers to the disabled. There will be opportunities to meet with advisers who can help potential students choose the right majors; and faculty and deans, representing each of GGC's academic areas of study, also will be available to meet with students who are considering attending Georgia's "Campus of Tomorrow."

This spring, nearly 1,700 students attend GGC---more than double the student population this time last year---and GGC expects close to 3,000 students on campus next year. Last summer, the college was granted "candidacy status" by the Southern Association of Colleges and Schools (SACS) and initial accreditation is expected sometime this year.

NOTABLE
Partnership Gwinnett Summit set for July 23

The Annual Partnership Community and Economic Development Summit is Gwinnett County's premier event for reporting on the year's business development successes while focusing on the core elements that support positive change and business growth in the community. Highlights from leaders in the economy, business, education, quality of life and marketing offer a snapshot of the year's most noted achievements in these key areas of focus for Gwinnett and the metro Atlanta region.

The summit will begin on July 23 at 7 a.m. with registration and breakfast. The program will begin at 7;30 a.m. at Gwinnett Technical College's Scientific Atlanta Auditorium.

Keynote speaker will be Mac Holladay, president of Market Street Services.

Special guests will include John Baumstark, president and CEO, Suniva Inc. and Carol Henderson, director of Innovation and Technology of the Georgia Department of Economic Development Department; Sharon Bartels, president of Gwinnett Technical College; Glenn Stephens, director of the Gwinnett County Planning and Development; Sharon Gay, partner, McKenna Long and Aldridge; Chuck Warbington, Executive Director, Gwinnett Village CID; Trinity Hundredmark, of Andersen, Tate & Carr; Raychel Rizzo, Georgia Gwinnett College; and Rachel Marascalco, United Way

Gwinnett Ballet Theatre seeking students

Gwinnett Ballet Theatre is seeking new students!

The 2009-2010 Season begins with classes for children ages 3 and up on Monday, August 10. Classes are taught in classical ballet, tap, jazz, modern and hip-hop. Attention to the individual and excellence of instruction are emphasized.

Students are welcomed to audition for GBT's annual production of The Nutcracker during the month of September. Come get acquainted with GBT's teachers and tour the facilities at a special open house on Saturday, August 8 from 10 a.m. until 2 p.m. For more information, call the GBT studios at 770-978-0188 or visit www.gwinnettballet.org.

RECOMMENDED

  • An invitation: What Web sites, books or restaurants have you enjoyed? Send us your best recent visit to a restaurant or most recent book you have read along with a short paragraph as to why you liked it, plus what book you plan to read next. --eeb

GEORGIA ENCYCLOPEDIA
Okefenokee Swamp is distinctive folk region in state

The Okefenokee Swamp and environs are a distinctive folk region, shaped by Celtic ethnicity, geographic isolation, and Primitive Baptist religion. The swamp alone covers more than 700 square miles of southeast Georgia and northwest Florida.

Indian peoples occupied the "land of the trembling earth" through the early 1800s, when most were driven out or forcibly removed by Europeans. From the early 19th through the mid-20th century, the swamp was home to an independent, self-sufficient community of "crackers," most of whom came to Georgia from North Carolina and were of Scottish and Scots-Irish origin. They scratched out a living through livestock herding, subsistence agriculture, and naval stores.

For periods in its history, the Okefenokee Swamp was a refuge for Indian people, escaped slaves, Civil War (1861-65) deserters, and others seeking concealment. Various traditional narratives deal with these topics, including accounts by present-day descendants of Indian people who fled to Fort Moniac on the St. Marys River during the Indian removals. In contrast to the widespread view that "there are no Indians in Georgia," family folklore among these descendants suggests that some Indian people stayed in the Okefenokee area, hiding their heritage and intermarrying with early European American settlers.

During the 1800s this region had one of the smallest African American populations in the state. After the Civil War more blacks were drawn to the interior of southeast Georgia by jobs in farming, turpentining, logging, and the railroad industry. Oral accounts describe the work songs of gandy dancers (crews of black railroad track layers), sacred music of black churches, and the blues and juke joints of the black turpentine camps. Of these only the sacred music traditions continue in the region today.

(To Be Continued)

CREDITS

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© 2009, Gwinnett Forum.com. Gwinnett Forum is an online community commentary for exploring pragmatic and sensible social, political and economic approaches to improve life in Gwinnett County, Ga. USA.

TODAY'S QUOTE
Poet gets us thinking concerning the whereabouts of God

"They say that God is everywhere, and yet we always think of Him as somewhat of a recluse."

-- Poet Emily Dickinson (1830 - 1886).

MORE FROM ELLIOTT BRACK

8/11: Visit local farmers' markets

8/7: Commission raising doubts

8/4: Keep Gwinnett's twin towers

7/31: Looking at city salaries

7/28: Has Gwinnett lost shine?

7/24: Atkinson, Gunnin and Lanier

7/21: Remembering Paul Hemphill

7/17: Cut those raises

7/14: Cutting library funding major

7/10: Minority vote at high

7/7: Residents enjoy Gwinnett

7/3: County off rails in 4 ways

6/30: Poll: Unhappy about co. govt.

6/26: Gwinnett's 4th largest

6/23: Asking right question

6/19: Take the Forum survey

6/16: Getting car loans

6/12: Tennessee Squires

6/9: Mighty office bear

6/5: Wanting calm government

6/2: Courteousness in Gwinnett?

EEB index of columns

MORE RECENT COMMENTARY

8/11: Malloy: American history

8/7: Morris: GACS more walkable

8/4: Johnson: Early days of GOP

7/31: Todd: Lake Lanier vital

7/28: Jones: Energy winning couple

7/24: Chancey: Legacy Awards

7/21: Jones: Restaurant Week

7/17: Nelems: Ad impacts

7/14: Brantley: GGC accreditation

7/10: Piedmont Bank opens

7/7: McDowell: Lilburn CID

7/3: Russell: Save water still

6/30: Collins: BBQ tasting party

6/26: Brantley: GGC's new look

6/23: Nebel: Hat in ring

6/19: Rawson: Coed discrimination

6/16: Dueling releases

6/12: Wascher: Light rail

6/9: Lee: Carbon tax

6/5: Sanders: On bonds

6/2: Hayes: Spill victim's abilities


MODERN HISTORY OF GWINNETT

NOW IN STORES! You can purchase the book now at several locations:

  • Books for Less in downtown Snellville and Lawrenceville (Highway 20 near the Braves park);
  • Gwinnett Historical Society in the Historic Courthouse.
  • Howard's Hardware, Duluth
  • City Hall, Buford
  • Atlanta History Center, Atlanta
  • City Hall, Dacula
  • City Hall, Loganville
  • Victorian Cowgirl, Cleveland
  • City Hall, Sugar Hill
  • City Hall, Lilburn
  • Bookstore, Greater Atlanta Christian School
  • Campus Store, Wesleyan School

Or order directly from elliottbrack.com and get a signed copy.

The book consists of 850 pages, including more than 143 demographic and historic tables, with more than 4,000 names in the index, and 10,000 names in the appendix.

ON THE BOOKSHELF

Here are some other good reads that you might want to consider reading:

  • A Short History of a Small Place, T.R. Pearson
  • A Turn in the South, V.S. Naipaul
  • The Book of Marie, Terry Kay
  • Plain Speaking: An Oral Biography of Harry S. Truman, Merle Miller

  • Suggest a book to us

FOR CHARITY. You can give "A Gift of Laughter," a great book of cartoons by Bill McLemore, to help raise money for Rainbow Village. At just $20, it's a fun way to help. To order, call 770 840 1003, or 770 446 3800, or email to info@gwinnettforum.com.

SISTER PUBLICATIONS

We encourage you to check out our sister publications:

Georgia Clips offers a similar daily news compilation for the scores of newspapers in Georgia's 159 counties.

SC Clips -- a daily news compilation of South Carolina news from media sources across the state. Delivered by email about the time you get to work every business day. Saves you a lot of money and time.

CharlestonCurrents.com -- an online community commentary for exploring pragmatic and sensible social, political and economic approaches to improve life in Gwinnett County, Ga. USA.

SC Statehouse Report -- a weekly legislative forecast that keeps you a step ahead of what happens at the South Carolina Statehouse. It's free.

CONTACT US TODAY

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